For drivers who want added peace of mind, guaranteed asset protection policies can help to offset costs if a vehicle is stolen or totaled. Additionally, GAP insurance from a dealership — as opposed to GAP coverage from an auto insurer — is especially appealing, since it offers lower deductibles, no impact on insurance rates, no risk of cancellation, and the freedom to switch between insurers.


GAP insurance is designed to cover your vehicle’s loan balance if the car is stolen or totaled. In many cases, if your vehicle is stolen or totaled, you may end up owing more than the vehicle’s worth. Because traditional insurance will only pay you for the vehicle’s value, you can get stuck paying for a car that you can’t drive. That’s where GAP insurance comes in to cover the difference.


While many auto insurance companies offer GAP coverage, they will usually charge you a deductible to file a claim. However, choosing dealership GAP coverage means you often pay little to nothing down for the deductible, saving you more money in the long run.


Additionally, a claim against your auto insurance policy can often raise your rates, costing you considerably more in monthly expenses. When you make a claim on a dealership GAP policy, it won’t impact your insurance premiums.


If you file too many claims on your auto insurance, the insurance provider will often cancel your policy altogether. However, the same isn’t true when you have dealership GAP coverage. Filing claims won’t affect your normal car insurance.


Dealership GAP coverage is independent from your auto insurance, which means you can switch between auto insurance companies without losing GAP coverage. Many auto insurers, on the other hand, will cancel your GAP coverage if you decide to switch providers.

Protect your investment — consider purchasing GAP insurance for your vehicle at Rock Hill Nissan.


Pricing includes all offers and incentives. Tax, title and tags not included in vehicle prices shown and must be paid by the purchaser. $669.27 admin fee is included in the price. Price does not include dealer installed options.While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. Mention this advertisement to the dealer to receive the advertised price.

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